Okay Friends & Family… I am going to make it simple for you. First, go to https://www.annualcreditreport.com/index.action to retrieve your credit report. Second, use the following letter as a template to dispute discrepancies on your credit report: 01/23/2018 Equifax P.O. Box 7740256 Atlanta, GA 30374 To Whom It May Concern: I have thoroughly reviewed my…